Terms of Use

These Terms of Use (“Terms”) govern your use of the website located at moneycalm.com.au (“Website”). 

You accept the Terms as they apply from time to time whenever you access the Website, and accessing the Website forms a contract between Money Calm Bookkeeping ABN 33 659 791 581 (“we,” “us,” or “our”) and persons who access the Website (“you”). 

Money Calm Bookkeeping is a business that provides the following services and products:

  • Small Business/Bookkeeping Blog and Tips
  • Online Courses

Your use of this website is subject to the following terms and conditions:

When you visit this website and use our services (blogs and tips) or purchase products or online courses, you agree that you have read these Terms and all related documents and are willing to be bound by them. 

The content of this website is for your general information and use only. It is subject to change without prior notice. 

We may update our terms and conditions from time to time, and the new provisions will apply from the date they are updated.

Disclaimer

General

This website is solely for informational and educational purposes and is designed to provide information in regard to the subject matter covered. Application of the techniques, ideas, and suggestions presented in this site is done at the reader’s sole discretion and risk. The author and publisher of this site make no representations or warranties of any kind with respect to this site and its contents. Neither Money Calm Bookkeeping, its directors, officers, employees, representatives and agents shall have any liability or responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information containers in this website or accompanying materials. Money Calm Bookkeeping disclaims all such representations and warranties including, but not limited to, any implied warranties of merchantability for any particular purpose. 

Money Calm Bookkeeping does not represent or warrant that the information accessible on this site is accurate, complete or current. Neither Money Calm Bookkeeping, nor its directors, officers, employees, representatives and agents will be liable or responsible for any special, incidental, or consequential damage caused or alleged to be caused directly or indirectly by the information contained in this site. 

The information contained in or made available through our website and accompanying materials cannot replace or substitute for the services of trained professionals in any field. Money Calm Bookkeeping, the author and publisher are not engaged in legal, accounting or other professional services. If expert assistance is required, please seek the services of appropriate professionals. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the website and accompanying materials, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. 

Money Calm Bookkeeping does not guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations. Nothing on our website and accompanying materials is a promise or guarantee of earnings or results. Your level of success in attaining results is dependent your decisions, your actions and your level of personal accountability. Because these factors differ according to individuals, we cannot and do not guarantee your success, income level, or ability to earn revenue. You alone are responsible for your actions and results in life and business. As with any business endeavour, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

Information and Material

We take care in creating the information and material on the Website but make no warranties or representations regarding the accuracy, completeness, quality or fitness for purpose of any material or content. 

We do not guarantee that any data, file or program available for download from or via the Website or from any website linked to our website is free from virus or any other condition which might or could damage or interfere with data, hardware or software with which it might be used, and in accessing the Website, you assume all risk of use of all materials, programs and files on the Website. Prior to using any downloaded file you should carry out an appropriate virus check. 

We are not liable to you or any person claiming through you for any loss or damage howsoever caused resulting from the use of the Website, any website linked to the Website, materials or content including the transmission of any virus.

Copyright, Trademarks, and Other Intellectual Property

Money Calm Bookkeeping owns the intellectual property rights in all the content of this website or has permission to use or display the material on this website. 

You may not use, copy, display, distribute, modify, translate, reformat, incorporate into advertisements and other works, promote, create derivative works, or in any way exploit or allow others to exploit any of our website content in whole or in part except as expressly authorised by us.

Personal Use Only

You may access, download, or print material from the website for your personal use only. Sharing any intellectual property or copyright material from this website for commercial use without permission is expressly prohibited. 

You agree not to change or delete any copyright or proprietary notice from materials downloaded from this website or any site accessible through this website.

Except as otherwise expressly granted to you in writing, we do not grant you any other express or implied right or license to our website content or intellectual property.

Privacy

You agree that we will collect and manage your personal information supplied to us in accordance with our Privacy Policy. You agree to our Privacy Policy here.

Links to Third Party Websites

The Website includes links to other websites that are operated by third parties. We are not responsible for and do not sponsor, endorse or approve the content or operation of those websites or any products, services or information contained in them or offered by them. You should review the privacy policy and terms and conditions of use of those websites when you visit them.

Trademarks

Trade marks used on the Website belong to their respective owners. You must not use any trademark displayed on the Website without the express written permission of us or the third-party owner.

No Spam

Publication of email addresses on the Website does not imply consent to the receipt of unsolicited commercial electronic messages or SPAM.

Limitation on Liability

When you acquire services from us, the Part 3-2, Division 1 of the Australian Consumer Law implies a number of guarantees that cannot be excluded. Subject to the Australian Consumer Law, to the full extent permitted by law: 

(a) under no circumstances (including but not limited to any act or omission on the part of us) will we be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use of or access to, or any inability to use or access, the Website; 

(b) we exclude all guarantees, conditions, warranties and terms implied by statute, general law or custom. 

For the avoidance of doubt, nothing in these Terms limits or restricts your ability to make a claim that may be available to you for our failure to comply with a guarantee under the Australian Consumer Law.

Jurisdiction

These Terms are governed by and to be construed in accordance with the laws of New South Wales, and the Commonwealth of Australia. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of New South Wales. If any of these Terms is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the Terms which will continue in full force and effect. 

Last updated 20 December 2023.